How To Fix a Demagnetized Credit Card
Last Updated: May 29, 2023 • 7 min read
Author: Zach L.
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If you've ever had your card rejected by a card reader, it's likely because it has become demagnetized. In this article, we will show you how to fix a demagnetized credit card in just a few simple steps.
How To Fix a Demagnetized Credit Card
If your credit card has become demagnetized, there are a few things you can do to fix it.
A simple life hack is to put some clear tape over the strip on the back of the card. This will help to protect it from becoming demagnetized in the future.
You may also try cleaning the back of your credit card with a wet cloth. This can help remove any magnetic particles that may be causing interference. Another method is to ask the cashier for a plastic bag and use it to swipe your card. The bag will act as a barrier and help to prevent your card from becoming demagnetized.
Let the cashier enter the credit card number manually. This can require trust as both a debit card and a credit card can be used for fraud if the number is stolen. Unfortunately, if the credit card machine declines and you don't have cash, you will be stuck.
Once you've tried these methods, your card should be working again. If not, you may need to replace it. You can replace it by contacting your card issuer and requesting a replacement card. They will usually send you a new card for free.
You may not have any problems buying items and services online, but this can be an annoying and embarrassing issue if you need to purchase goods or services at a retail store.
Overall, there isn't much that you can do to fix your card from becoming demagnetized. However, by following the steps above, you may be able to replace your card or fix the problem temporarily. Stay safe and be sure to keep your credit cards in a safe place!
Where To Store Credit Cards and Debit Cards Safely For Longevity
Once you have your new credit card, it is essential to store it in a safe place.
It's also a good idea to keep them in a protective case or wallet. This will help to keep them from being bent, which can also cause demagnetization. Just make sure the wallet or protective case doesn't have a magnet!
You should also avoid storing your cards near other objects that can emit a magnetic field. This includes speakers, electric motors, and refrigerators. These electronic devices can interfere with the card’s magnetic strip and cause it to become a demagnetized card.
By following these simple tips, you can help extend the life of your magnetic stripe card and avoid having to replace it before its expiration date.
What Causes a Credit Card To Become Demagnetized?
The main reason that credit cards become demagnetized is that they are exposed to magnets. This can happen if you keep your card next to a magnet, or if you put it in a wallet or case that has a magnet. This includes refrigerator magnets, an MRI machine (They have a strong magnetic field), and a strong magnet.
Some unknown items that have magnets are a hotel key card, miscellaneous metal parts, and even a money clip. If you keep your card near any of these items, the magnetic force may cause your card to become demagnetized.
Finally, physical damage to the card can also cause it to become demagnetized. This includes bending, creasing, or scratching the card. It's important to handle your credit cards with care to avoid damaging them! You should also avoid sitting on your card, as this can cause the magnetic strip to become damaged. You may think that the strip at the back of the card is durable but it can be scratched or bent if not properly taken care of. Keep your card clean. Iron oxide particles can build up on your credit card due to the low magnetism of the card’s magnetic stripe.
By following the steps above, you can help prevent your credit card from becoming demagnetized. However, if it does become demagnetized over and over again, it may be time to switch to a new payment method entirely.
Switch To a Contactless Card
If you find that your credit card is becoming demagnetized frequently, it may be time to switch to a contactless payment card.
A contactless card is a type of credit or debit card that uses radio-frequency identification (RFID) technology. This allows you to make payments by simply holding your card near a payment terminal.
You don't need to swipe or insert your card into the reader! This can be a great option if you're looking for a more convenient and durable payment method. Some hotel keys are moving to this technology to avoid the sensitive magnetic strip.
Some people may worry about the security of contactless cards, but they are just as safe as traditional credit cards. In fact, you may even find that they are more secure since you don't have to hand your card over to the cashier, plus you can always use Apple Pay or Google Pay on your cell phone. An additional advantage that contactless credit cards have over swipe cards is that you can use them to make payments even if the magnetic strip is damaged.
However, you still want to make sure you do not go over your credit card limit. Even a contactless card won't help you if you have insufficient funds. It's also still important to take care of your physical card as well. If you're looking for a more durable and convenient payment method, consider switching to a contactless card. You may find that it's a better option for your needs! You can also change to one of many chip cards, they have a credit card chip in them that creates a unique one-time payment.
Old credit cards may not have this feature, but credit card issuers should be able to replace your old card with a new one that does. If you're interested in getting a contactless card, be sure to ask your credit card issuer about this option.
Frequently Asked Questions
How to Remagnetize a Credit Card?
Gift cards and credit cards have magnetic stripes for data storage. If these magnetic stripes become damaged or demagnetized, they typically cannot be remagnetized. Once the stripes are destroyed or lose their magnetic properties, restoring them to their original state is not possible.
Final Thoughts
This guide has helped you understand how to fix a demagnetized credit card if it gets declined by a card reader. While there isn't much that you can do to prevent your card from becoming demagnetized, there are steps that you can take to extend its lifespan. The general rule is if your card does become demagnetized frequently, you may want to consider switching to a contactless card.
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