11 Best Cash Back Apps To Earn Extra Money
Last Updated: August 16, 2024 • 8 min read
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Saving money on everyday purchases is smart. Cash back apps are your ticket to getting money back or even free gift cards on stuff you buy all the time.
These apps dish out cash, points, gift cards, or discounts just for shopping as usual.
With so many options out there, picking the right apps can be tricky. Some focus on groceries, others on travel, gas, or online shopping.
Use the best cash back apps to maximize your spending.
11 Legit Cash Back Apps To Earn Extra Money
- Rakuten
- Swagbucks
- Fetch Rewards
- Upside
- Ibotta
- PayPal Honey
- Receipt Hog
- Checkout 51
- Receipt Pal
- Capital One Shopping
- Dosh
1. Rakuten
Rakuten is a go-to cash back app and site for earning rewards on everyday shopping. Get a percentage of your spending back as cash when you shop at stores like Target, Macy’s, Walmart, Old Navy, Lowe’s, and more.
Cash back varies by store, ranging from around 1% to over 10%. It adds up fast!
Signing up is free and simple. Create an account and start shopping through Rakuten’s website, app, or browser extension. Rakuten earns a commission from stores and shares part of it with you as cash back.
Rakuten makes finding deals easy. Earn cash back on clothes, electronics, restaurants, and even ride-sharing services like Uber. The browser extension finds the best coupons and offers for you.
With over 15 million members and $3.2 billion in cash back paid out since 1999, Rakuten is a trusted choice. In 2023, members averaged about $100 in cash back.
Payments are straightforward—choose between a check or PayPal.
Sign up for Rakuten now and get a $30 bonus when you spend $30 (check current offers for the latest details).
2. Swagbucks
Swagbucks is a top app for earning rewards through simple online tasks. Shop, watch videos, take surveys, or play games to collect Swagbucks (SB) points. Redeem these points for gift cards or cash.
I've used Swagbucks for years and it’s a solid choice for rewards.
Swagbucks stands out for its ease of use. Add their browser extension to earn cash back automatically while you shop online.
Their “Magic Receipts” feature is another plus. Upload receipts from participating stores to earn cash back effortlessly. Many big retailers are included, so earning points is a breeze.
With over 20 million users and more than $935 million in rewards paid out, Swagbucks is a trusted name.
Click here to join Swagbucks today.
3. Fetch Rewards
Fetch Rewards is a great app for earning gift cards, and it's my go-to for all my grocery receipts. Just snap a picture of your receipts with your phone.
Fetch Rewards lets you earn points from receipts from any store—grocery stores, clothing shops, restaurants, even gas stations. It also works with digital receipts from online purchases.
To start, download the Fetch Rewards app, create an account, and begin scanning your receipts. It only takes about 10 seconds per receipt.
Once you’ve accumulated enough points, redeem them for gift cards to places like Amazon, Target, Starbucks, and more. You can even donate points to charity.
The app is free, with no surveys or barcodes to scan—just a simple way to earn rewards.
Sign up for Fetch Rewards here.
4. Upside
Upside helps you earn cash back on fuel, restaurants, and groceries. I use it for gas, because gas keeps on getting more expensive.
Getting started is easy. Sign up, find deals near you, and the app shows you where you can earn cash back.
For gas, you can get up to 25 cents per gallon, with occasional higher offers. I recently got 79 cents off per gallon and earned $11.00 in cash back!
For groceries, earn up to 30% back in select cities, and up to 45% back at many restaurants.
Upside works at over 50,000 locations in the U.S., including major gas stations like BP, Shell, and Marathon.
To use Upside, sign up for free, link your cards, and claim offers. Then, make purchases, submit receipts, and get your cash back.
Payments are available via PayPal, bank transfer, or gift cards.
Check out Upside here to learn more.
5. Ibotta
Ibotta is a top cash back app for saving on groceries and more. It’s free to download and use, and helps you earn real cash back on everyday purchases.
Using Ibotta is simple. Add offers for items you plan to buy before shopping. These offers cover groceries, clothing, dining out, and more.
Shop at participating stores, both in-store and online. Ibotta partners with many retailers, giving you lots of choices.
To redeem cash back, upload your receipt or link your loyalty card. It’s quick and easy.
Ibotta also has bonuses for extra cash back on certain offers or milestones.
Available on iOS and Android, Ibotta is easy to use on most phones.
Sign up for Ibotta here and start saving on things you already buy.
6. PayPal Honey
PayPal Honey is a browser extension that makes online shopping cheaper. It automatically finds and applies coupon codes at checkout. Just add it to your browser, and it starts working immediately.
Honey partners with over 30,000 stores, including major names like Amazon, Macy’s, and Nike. You’re likely to find a discount on what you’re buying.
I recently used Honey to save money when buying some flights, and the best part was that Honey reminded me that it could save me money.
Honey is free and easy to install. Save money effortlessly without hunting for coupon codes yourself.
7. Receipt Hog
Receipt Hog is a cash back app that rewards you for scanning your receipts.
Simply snap photos of your shopping receipts and upload them to the app. For each receipt, you earn coins, which can be exchanged for cash via PayPal or gift cards.
You can use receipts from almost any store—grocery, department, or gas stations. Just take a photo and start earning coins.
Receipt Hog also offers bonuses and sweepstakes. You might score extra coins or win bigger prizes. It’s a fun way to get rewards for your everyday shopping.
8. Checkout 51
Checkout 51 is an easy-to-use cash back app for saving on groceries, gas, and more. It’s free to download and simple to use.
Browse weekly offers in the app and select the ones you want. After purchasing, upload your receipt to the app.
New deals are added every week, so there’s always something new to save on. It’s a great way to reduce your grocery and gas expenses.
9. Receipt Pal
Receipt Pal makes earning rewards a breeze. Just scan your receipts from any store—grocery, gas, dining out, and more.
Each scanned receipt earns you points. Convert these points into gift cards for popular retailers.
The app is free. Simply take a photo of your receipt within 14 days of purchase, upload it, and Receipt Pal handles the rest.
You can also boost your points by completing surveys and playing games within the app, helping you reach your rewards faster.
10. Capital One Shopping
Capital One Shopping is a great tool for online shoppers. It’s a browser extension that finds and applies coupon codes automatically, making saving money effortless. Just shop as usual, and it handles the rest.
I have it installed on my browser and love how it saves me money without any extra effort. I used to forget to look for coupons or struggle to find one that worked. Capital One Shopping eliminates that hassle.
You can use it on most web browsers and there’s a mobile app for iOS and Android, so you can save on both your desktop and phone.
Capital One Shopping is free and easy to install. Add the extension to your browser or download the app, then shop as usual and enjoy the savings!
11. Dosh
Dosh is a cash back app that simplifies saving money. Link your credit or debit card, and it automatically gives you cash back at participating stores and restaurants.
Using Dosh is straightforward. After linking your card, just shop as usual. The app adds cash back to your Dosh wallet automatically—no need to scan receipts or enter codes.
Dosh partners with many popular brands like Walmart, Target, and Pizza Hut, plus thousands of hotels, so you can save on a wide range of purchases.
One of the best features is its automation. Dosh handles everything and deposits rewards into your account. When you reach a certain balance, you can transfer cash to your bank, PayPal, or donate to charity.
If you want an effortless way to save money, Dosh is worth a try. It makes earning cash back easy and enjoyable.
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